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Interest Rate

10.99% - 20%

Processing Fee

Max. 2.25% + Tax

Tenure Range

1-5 years

Fees & Charges:

  • Preclosure fee -5%  of principal outstanding


  • Age - 23-65 years 
  • Monthly income - Min. Rs 15,000 
  • Minimum profit - Rs. 2 lakhs (self-employed) / Rs. 1 lakh (non-employed)

Features & Benefits:

  • Service at your door-step 
  • Customers can enjoy E-approval
  • Avail Top-up loan facility 
  • Easily balance transfer 
  • No need for the guarantor

Documents Required:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 3 months salary slip 
  • Form 16 + Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months

Short Description:

ICICI Bank Personal Loan is the best option for all those all searching for the multiple needs to be fulfiled at one go as it is not restricted to just buying a car or home and you can also plan for a vacation or a family function instead.

Bank Description:

ICICI Bank was started in 1994 and has emerged as  India's largest private sector bank. It offers a wide range of financial services and banking products to retail customers as well as for the corporate customers. ICICI Bank Personal loan is specially crafted to meet your needs collectively at a single time instead of waiting for many years.