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Interest Rate

8.4% - 11.10% Per Annum

Processing Fee

Max. Rs 4,720

Tenure Range

1-7 years

Fees & Charges:

  • Preclosure Fee - 6% (till 6months-2 years), 5% (2-3 years) and 3% (after 3 years)


  • Nationality - Indian 
  • Age - 21-60 years 
  • Yearly income - Min. 3 lakhs 
  • Work Experience - Min. 2 years 

Features & Benefits:

  • Service at your door-step 
  • Enjoy Part-payment facility
  • Customers can enjoy E-approval 
  • Avail Top-up loan facility 
  • No need for the guarantor

Documents Required:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months
  • Turnover Proof -  Service Tax Returns/ latest sales

Short Description:

HDFC Bank Car loan is the leading competitor in the market as it benefits the customers by providing instant, hassle-free loan without the need of collateral or guarantor. Its attractive interest rate and minimal documentation fascinated the buyers to get the loan.

Bank Description:

HDFC is the second largest private sector bank in India and it is both nationally as well as internationally accepted bank that runs with the single-minded focus of providing best quality product and services to each and every corner around the globe. HDFC Car Loan provides door-step service, no guarantor facility, part-payment facility and top-up loan facility.