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Interest Rate

10.99% - 19% Per Annum

Processing Fee

Min. Rs. 999 (upto 2%)

Tenure Range

1-6 years

Fees & Charges:

  • Preclosure fee - Rs. 5000 after 12 months


For salaried person:

  • Age - 24-55 years 
  • Job experience- Min. 2 years
  • Monthly income - Rs 20K

For Businessman/Self-employed person:

  • Age - 25-65 years
  • Job experience - Min. 3 years 
  • Monthly income - Rs 2 lakhs per annum

Features & benefits:

  • Service at your door-step 
  • Enjoy Part-payment facility
  • Customers can enjoy E-approval 
  • Avail Top-up loan facility 
  • Easily balance transfer 
  • No need for the guarantor

Documents Required:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 3 months salary slip 
  • Form 16 + Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months

Short Description:

TATA Capital Personal Loan gets you various benefits and facilities including loan approval within 72 hours, no extra charges on processing fee, reasonable interest rate and easy fund transfer options.

Bank Description:

TATA Capital Limited, s subsidiary of Tata Sona provides investment and financial services in more than 100 branches in India. The personal loan offers a reasonable interest rate without giving any collateral assets and the need of the guarantor.