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Interest Rate

12%-13% Per Annum

Processing Fee


Tenure Range

Max. 15 years

Fees & Charges:

  • Repayment Fee - NIL


  • Nationality - Indian 
  • Secured admission to selected Professional/Technical institutions

Features & Benefits:

  • Get lower interest rate 
  • Zero processing and repayment fees
  • Minimal documentation
  • No security required for loans upto Rs. 4 Lakhs
  • Includes tuition fees, hostel charges, books expenses and more

Documents Required:

For student applicant:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Academic Proof:

  • 10th, 12th, graduation mark sheets

Admission Proof:

  • Offer letter/ admission letter

For Co-applicant:

  • Identity Proof, Address Proof
  • Income Proof for salaried/self-employed

Short Description:

PNB Education Loan gives an opportunity for the capable students to live a well-settled life by providing high-value loan with a lower interest rate. The Loan has zero processing fees and no payment option without any security or collateral on the low-value money.

Bank Description:

PNB is one of the oldest established banks of India thus serving the people and developing the economy of the country. PNB Education Loan gives the advantage of lower interest rate, no processing and re-payment fees and hassle-free application process.