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Interest Rate

Min. 12.99%

Processing Fee

Max. 3.99%

Tenure Range

1-5 years

Fees & Charges:

  • Preclosure charges - 4% + Taxes


  • Nationality - Indian 
  • Age - 25-58 years 
  • Should be a salaried professional

Features & Benefits:

  • Benefit of instant loan approval
  • Avail upto Rs. 25 Lakhs loan 
  • Money credited in account within 24 hours 
  • Enjoy upto 45% lower EMI 
  • Minimum documentation
  • No collateral and hidden charges involved 

Address Proof:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Income Proof:

  • Last 3 months salary slip 
  • Form 16 + Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months

Updated KYC Documents 

Short Description:

Bajaj Finserv Unsecured Personal Loan is the leading loan providers due to its instant loan approval, minimal documentation with no collateral required. This loan will benefit you with upto 45% lower EMI.

Bank Description:

Bajaj Finserv is a Non-Banking Financial Company (NBFC) providing finance to meet your needs as well as demands. It gives you the leverage of easy money transfer through RTGS or NEFT easily.  Bajaj Finserv Unsecured Personal Loan comes with multiple benefits like instant loan approval, 45% lower EMI, no collateral needed and minimal documentation.