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Interest Rate

15.65% - 21.20% Per Annum

Processing Fee

Max. 2.5%

Tenure Range

1-4 years

Fees & Charges:

  • Preclosure Fee - 4% (till 6months-2 years),  3% (2-3 years) and 2% (after 3 years)


  • Age - 21-65 years 
  • Nationality - Indian
  • Should be self-employed/parntership/companies/ doctors

Features & Benefits:

  • EMI Repayment facility 
  • No collateral or security required 
  • Fixed Interest rate throughout the tenure
  • Minimum Documentation
  • Hassle-Free loan 
  • Pre-approved offers for instant loan

Documents Required:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months
  • Turnover Proof -  Service Tax Returns/ latest sales

Business Proof:

  • Bank's term deposits
  • National Savings Certificates

Short Description:

HDFC Bank Business Loan is a complete package for all those who aspire for starting their own business or expand their existing business without any financial hurdles. With minimum documentation and easy online loan account access, you can go easy with the loan without any stress.

Bank Description:

HDFC is the second largest private sector bank in India and it is both nationally as well as aspire internationally accepted bank that runs with the single-minded focus of providing best quality product and services to each and every corner around the globe. HDFC Business loan gives the opportunity to expand individual to implement their creativity by starting their own business as well as grow it with the financial assistance.