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Interest Rate


Processing Fee

Max. 2% Per Annum

Tenure Range

Max. 5 years

Fees & Charges:

  • Preclosure Fee - 5% (till 6months - 2 years)
  • 3% (2-3 years) and 2% (after 3 years)


  • Age - 24-60 years 
  • Nationality - Indian
  • Should be self-employed/parntership/companies/ doctors

Features & Benefits:

  • EMI Repayment facility 
  • No collateral or security required 
  • Fixed Interest rate throughout the tenure 
  • Minimum Documentation
  • Hassle-Free loan 
  • Pre-approved offers for instant loan

Documents Required:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months
  • Turnover Proof -  Service Tax Returns/ latest sales

Business Proof:

  • Bank's term deposits
  • National Savings Certificates

Short Description:

DHFL  Business loan gives the chance to the self-employed man to grow his company thus getting over the financial problems and assists them with the attractive interest rate on loans upto amount 20 crores. The loan is attached with minimum documentation and EMI repayment facility.

Bank Description:

Dewan Housing Finance Corporation Ltd. (DHFL) is the second established housing finance company in India documentation easy business loan mainly to lower and middle-class income groups thus allowing the customers to start their own business and expands it without any financial hurdles.