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Interest Rate


Processing Fee

2.25% - 3%

Tenure Range

1-5 years

Fees & Charges:

  • Preclosure fee - 4% of principal outstanding + taxes


  • Age - 23-58 years 
  • Nationality -  Indian 
  • should be a salaried person (in public, private or MNC sector)

Features & Benefits:

  • Service at your door-step 
  • Customers can enjoy E-approval 
  • Avail Top-up loan facility 
  • Easily balance transfer
  • No need for the guarantor

Documents Required:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 3 months salary slip 
  • Form 16 + Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months

Short Description:

Bajaj Finserv Personal loan provides an easy loan in the account within 24 hours of approval, low-interest rate facility and no requirement of guarantor or collateral.

Bank Description:

Bajaj Finserv is a Non-Banking Financial Company (NBFC) providing finance to meet your needs as well as demands. It gives you the leverage of easy money transfer through RTGS or NEFT easily.