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Interest Rate

10.99% - 21.25%

Processing Fee

Max. 2.5%

Tenure Range

1-5 years

Fees & Charges:

  • Preclosure fee - 4% of principal outstanding + plus (in 2nd year)


For salaried person:

  • Age - 24-55 years 
  • Job experience - Min. 1 year

For Businessmen/ Self-employed person:

  • Age - 25-65 years 
  • Job experience - Min. 1 year

Features & Benefits:

  • Service at your door-step 
  • Customers can enjoy E-approval 
  • Easily balance transfer 
  • No need for the guarantor

Address proof:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 3 months salary slip 
  • Form 16 + Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months

Short Description:

HDFC Personal Loan is the leading providers in India due to its flexible tenure option, superfast disbursal, instant loan approval and unmatched customers service. With its 4,014 branches in all over India, services under HDFC Personal Loan is easily accessible from any corners of the country.

Bank Description:

HDFC is the second largest private sector bank in India and it is both nationally as well as the internationally accepted bank that runs with the single-minded focus of providing the best quality product and services to each and every corner around the globe. Its personal loan is well designed to cater your every need for financing a family function, buying a home, car or meeting the emergency situation.