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Account Opening Charges


Minimum Balance


Interest Rate

₹ 5% - 6.25% Per Annum

Debit Card:

  • Get Debit Card with minimum annual charge of Rs 150 for debit cum ATM card
  • Avail 10% instant discount on air tickets at 
  • Get 20% off on Accor plus and additional benefit of 700 Accor hotels in Asia Pacific region via Yes Bank Debit Card

Product Features:

  • Enjoy 6.25% interest rate each year for balance of Rs 1 crore and above, 6% each year for balances between Rs 1 lakh & 1 crore and 5% for balances upto Rs 1 Lakh
  • Benefits of free RTGS/NEFT payment facility via Net banking, free demand draft issuance through branch, net banking and free utlilty bill payment
  • customers will get the flexibility of choosing their account number 
  • zero tax interest for income up to Rs 10,000 
  • Zero charges and unlimited access to any ATMs across India

Offers and Discounts:

  • Attractive discounts on FabHotels booking- either 25% off or flat Rs 500 off via Fabhotels website
  • Avail Rs 2100 off on air tickets via
  • Get 25% off on each booking of Treebo hotels via debit cards and using codes TREYES

What is Yes Bank Saving account?

Yes Bank is the fourth largest private sector bank in India and provides innumerable benefits with its saving account flexible for every kind of customers. Enjoy free RTGS/NEFT payment facility, exciting debit card offers, higher returns of upto 6.25% p.a and unlimited access on debit cards anywhere in India.

How to get 6.25% interest rate?

To get 6.25% interest rate annually, maintain the balance of more than Rs 1 crore in your saving account, 6% interest rate per annum will be applicable to the account maintaining balance between Rs 1 lakh to Rs 1 crore and 5% interest rate p.a for balances upto Rs 1 lakh.