Open navigation
Account Opening Charges


Minimum Balance


Interest Rate

6% Interest Rate*

Debit Card:

  • Get relief from the plastic cards with Kotak 811
  • Benefit of virtual card compatible with your phone 
  • Enjoy faster bill payment in just few steps 
  • Bills paid on shopping, groceries, movies is done by just scanning

Product Features:

  • Start with Zero Balance Account anytime
  • Enjoy zero charges for maintaining the balance anytime 
  • Get 6% interest rate per year
  • Buy travel movies in one app only

Offers and Discounts:

  • Flat 20% instant discount + additional 10% cashback on medicines with Netmeds wallet 
  • Enjoy 25% discount on minimum purchase of Rs 250
  • Get up to INR 650 saving on flight tickets booked via Ixigo
  • Flat 10% off on BigBasket on every Wednesday with minimum buy worth INR 1500
  • Buy 1 ticket, get 1 free every Saturday on all PVR Movies hall

What is Kotak 811 saving account?

Kotak Mahindra Group stands at the second position of market capitalization and provides one place to get all the banking needs from different types of accounts, mutual funds, insurance and much more. Kotak 811  Saving Account gives you the pleasure of 6% interest rate and no limitation on maintaining the minimum balance.

How to get a 6% interest rate?

To get 5% interest rate with Kotak 811 Savings account, the balance required up to 1 Lakh while to enjoy 6% interest rate, balance between 1 lakh to 1 crore is mandatory and above 1 crore, 5.5% interest rate is applicable. 

Maximum amount for Kotak 811 saving Account?

Without KYC done, you can keep Rs 1 lakh in your savings account while Maximum Rs 2 lakh can be credited.

However, after the KYC is done, more than Rs 2 lakh balance can be maintained anytime.