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Interest Rate

9% - 16.88% Per Annum

Processing Fee

Min. 1 %

Tenure Range

Max. 10 years

Fees & Charges:

  • Preclosure Fee - Max. 4% of principal outstanding

Eligibility:

  • Nationality - Indian 
  • Age - 16-35 years 
  • Third Party Guarantee for loan 4 - 7.5 Lakhs 
  • Tangible collateral + Third Party Guarantee for loans above 7.5 lakhs

Features & Benefits:

  • Get lower interest rate 
  • Minimal documentation
  • No security required for loans upto Rs. 4 Lakhs
  • Includes tuition fees, hostel charges, books expenses and more 
  • Instant application process

Documents Required:

For student applicant:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Academic Proof:

  • 10th, 12th, graduation mark sheets

Admission Proof:

  • Offer letter/ admission letter

For Co-applicant:

  • Identity Proof, Address Proof
  • Income Proof for salaried/self-employed

Short Description:

HDFC Education Loan understands the students need for higher education and gives high-value loans at an attractive interest rate. With zero processing charges and no security option for the lower value loan, the HDFC Education Loan is one of the best options.

Bank Description:

HDFC is the second largest private sector bank in India and it is both nationally as well as the internationally accepted bank that runs with the single-minded focus of providing best quality product and services to each and every corner around the globe. HDFC Education Loan gives high-value loans at an attractive interest rate. With zero processing charges and no security option for the lower value loan, the HDFC Education Loan is one of the best to opt among the others.

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