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Annual Fee


Joining Fee


Card Type


Documents Required:

Identity Proof (Any One):

  •  Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card with any one of below if Aadhaar address doesn't match with current residence address
  • Rental agreement
  • latest other banks/ credit card statement
  • Passport/ Driving License/ electricity, phone bills
  • Two recent passport-sized photograph

Financial Documents:

  • For salaried person: previous three months salary slip


  • Get 4X reward points applicable on the spending of special categories (Restaurants/ Hotels/ international expenses)
  • Enjoy 2X reward points after spending INR 150 every time
  • Redeem reward points on mobile payments, Air ticket bookings, bill payments and on easy rewards covering 10,000 merchandise
  • Complimentary domestic airport lounge access
  • Insurance cover of card worth INR 2,50,000 in case of theft 
  • Fuel surcharge waiver on transactions ranging from INR 500 to INR 3000 
  • Railway surcharge waiver for transactions made via IRCTC website and Indian railway counters


  • 12-20 Lakhs income per annum

Short Description:

Kotak Royale Signature Credit Card gives you multiple benefits of four times rewards points on restaurants, hotels and even on international expenses, Rs 2,50,000 insurance coverage in case of theft and complimentary domestic airport lounge access.

Bank Description:

Kotak Mahindra is counted as the second largest private bank by market capitalization and deals in personal finance, investment banking, life insurance and wealth management. Kotak Mahindra credit cards include the wide range of cards starting from the low fee card to other cards that will give you every day offers like free movie PVR tickets, insurance cover in case of theft, four times reward points and much more.