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Annual Fee


Joining Fee


Card Type


Documents Required:

Identity Proof (Any One):

  •  Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card with any one of below if Aadhaar address doesn't match with current residence address
  • Rental agreement
  • latest other banks/ credit card statement
  • Passport/ Driving License/ electricity, phone bills
  • Two recent passport-sized photograph 

Financial Documents:

  • For salaried person: previous three months salary slip


  • Enjoy Free PVR movie tickets
  • Get 10% discounts while shopping at multiple departmental and grocery stores 
  • Redeem reward points on multiple options like airline tickets, mobile recharge, cash, branded merchandise, movie tickets 
  • Enjoy 6 free PVR tickets or 1,200 reward points every 6 months on spending of Rs 1,25,000 


  • 5-8 Lakhs income per annum 

Short Description:

With Kotak Essentia Platinum Credit Card, enjoy flat 10% discount on departmental and grocery stores, at least 6 free PVR tickets every six months, redeem reward points option on mobile recharge, cash and branded merchandise.

Bank Description:

Kotak Mahindra is counted as the second largest private bank by market capitalization and deals in personal finance, investment banking, life insurance and wealth management. Kotak Mahindra Credit Cards has the wide range of cards starting from the low fee card to other cards that will give you every day offers like free movie PVR tickets, insurance cover in case of theft, four times reward points and much more.