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Interest Rate

Min. 14% Per Annum

Processing Fee

Max. 2%

Tenure Range

1-4 years

Fees & Charges:

  • Preclosure Fee - 4% of principal outstanding


  • Age - 1-4 years
  • Nationality - Indian
  • Should be self-employed/partnership/companies
  • Business in working for at least 3 years

Features & Benefits:

  • EMI Repayment facility 
  • No collateral or security required
  • Fixed Interest rate throughout the tenure 
  • Minimum Documentation

Documents Required:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months
  • Turnover Proof -  Service Tax Returns/ latest sales

Business Proof:

  • Bank's term deposits
  • National Savings Certificates

Short Description:

Aditya Birla Capital Business Loan is a multi-purpose loan including a new business start, machinery purpose, Business purpose and more. The interest doesn't fluctuate with the time and remain fixed throughout the tenure and caters hassle-free process.

Bank Description:

Aditya Birla Capital is one of the subsidiary of the Aditya Group providing services to more than 400 cities of India. It is serving both to the partnership as well as retail customers. Aditya Birla Capital Business Loan gives ample finance to start business and grow it with the time without any collateral or minimum pre-payment charges